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Real Estate Settlement - Refinance
Our Typical Title Charges for Maryland Residential Property Refinance
At settlement, you will be presented with and will sign the settlement sheet (HUD‑1). Below we have reproduced that portion of the settlement sheet where all title charges are located.
| 1100. Title Charges |
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| 1101. Settlement or closing fee |
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| 1102. Abstract or closing fee |
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| 1103. Title Examination |
$695.00 |
| 1104. Title Insurance Binder |
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| 1105. Document Preparation |
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| 1106. Notary Fee |
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| 1107. Attorney's Fees |
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| 1108. Title Insurance |
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| 1109. Lender's Coverage ...approximately $2.78 per thousand of loan |
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| 1110. Owner's Coverage ...typically not purchased at Refinance |
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If you call for quotes of settlement fees, use the above section of the settlement sheet as a guide. When you are quoted fees, try to place them on the chart above. After all fees are quoted, ask specifically about each of the items, for example:
(1) Is there a settlement fee? (Line 1101)
(2) Is there a charge for the abstract or title search? (Line 1102)
(3) Is there a fee for title examination? (Line 1103)
(4) Is there a charge for title insurance binder? (Line 1104) etc., etc…
(5) After you have gone down all of the items, always ask if there are courier fees.
(6) Your final question should be "Are there any other fees or costs you are charging me?"
If you have any questions please feel free to call one of our three offices:
Greenbelt (301)982-4800
Bowie (301)464-7900
Camp Springs (301)899-9444 | 
